Asked by
Birds of the sky (2 Golds)
Thursday, 24 Oct 2019, 01:46 AM
at (Consultancy
Business)
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Answer(s):
In the event of a financial crisis in the family or in the private sector, we go to the bank for loans or loans. Demand for personal loans or personal loans in addition to home loans or car loans is very high at present. Although the amount of personal loan is not one for everyone. It depends on the individual's annual income. That is, the annual income of the person concerned is determined by the ability to pay EMI per month. This report is for readers to find out more about this topic. The person applying for a personal loan is required to have income. There is no monthly or annual income, no one can apply for a loan. Private loan procedures are easier for people working in government, private or MNCs. Age The minimum age for applying for a loan in this country is 25. Up to 5 years of age can apply for loan. Credit score Applicant's credit score plays an important role in this regard. Especially in the case of private banks. Credit score is determined by the time of repayment of debt, amount etc. Interest rate Most banks offer personal loans or personal loans at a rate of 8.5%. That document is required for personal loans In the case of applying for a personal loan, the documents or documents that need to be accompanied. Let's take a look - 3) Signed application form. 2) Passport size photograph. 3) Salary (salary) slip (last three months). 3) Statement of bank for last six months. 4) Proof of Government Identity Card and Address (Voters Card, PAN Card, Passport or Driving License). 3) Employee ID. 5) Bank statement containing EMI information Answered by Birds of the sky (2 Golds) Thursday, 24 Oct 2019, 01:47 AM |